TERMS OF SERVICE

Last Updated: December 15, 2025

Welcome to the official website of Maxim Naumov (the “Website”). These Terms of Service (“Terms”) govern your access to and use of the Website, including any content, features, donation functionality, and merchandise store (collectively, the “Services”). By accessing or using the Website, you agree to be bound by these Terms. If you do not agree, please do not use the Website.

1. About the Website

The Website is operated by or on behalf of Maxim Naumov (“we,” “us,” or “our”). The Website provides:

The Website is intended for personal, non-commercial use unless otherwise expressly authorized by us.

2. Eligibility

By using the Website, you represent that you are at least 18 years old, or that you are using the Website with the consent and supervision of a parent or legal guardian. You also represent that you have the legal capacity to enter into these Terms.

3. Donations

3.1 Voluntary Donations

All donations made through the Website are voluntary and are not required to access general content on the Website. Donations are made as a gesture of support and do not constitute the purchase of goods, services, or any ownership, equity, or rights.

3.2 No Refunds

Unless otherwise required by applicable law, all donations are final and non-refundable. Please review your donation carefully before submitting payment.

3.3 No Tax Advice

We do not provide tax, legal, or financial advice. Donations made through the Website may or may not be tax-deductible depending on your jurisdiction. You are solely responsible for determining any tax implications.

3.4 Payment Processing

Donations are processed through third-party payment processors. We do not store your full payment information. Your use of third-party payment services is subject to their respective terms and privacy policies.

4. Merchandise Store

4.1 Orders

By placing an order for Merchandise, you agree that:

4.2 Pricing and Availability

All prices are listed in the currency displayed on the Website and are subject to change without notice. We reserve the right to modify or discontinue any Merchandise at any time.

4.3 Shipping

Shipping times and costs vary depending on location and fulfillment partner. Estimated delivery times are not guaranteed.

4.4 No Refund Policy for Merchandise

All Merchandise purchases are final and non-refundable. You acknowledge and agree that net proceeds from Merchandise sales are directed toward fundraising and support-related purposes, and therefore no refunds, returns, or exchanges will be issued, except where required by applicable law. Refunds will not be provided for reasons including, but not limited to, dissatisfaction, incorrect sizing, buyer's remorse, or delays caused by shipping carriers or third-party fulfillment providers. In the event you receive Merchandise that is materially defective or incorrect, our sole obligation, at our discretion and where legally required, shall be to offer a replacement item or other remedy compliant with applicable consumer protection laws. No cash refunds will be issued. By completing a purchase, you expressly consent to this no-refund policy.

4.5 Third-Party Fulfillment

Merchandise may be produced and shipped by third-party fulfillment providers. We are not responsible for delays, losses, or errors caused by such providers, except as required by law.

5. Intellectual Property

All content on the Website, including but not limited to text, images, logos, designs, videos, and Merchandise designs, is owned by or licensed to Maxim Naumov and is protected by intellectual property laws. You may not copy, reproduce, distribute, modify, or create derivative works from any content without our prior written consent.

6. User Conduct

You agree not to:

We reserve the right to suspend or terminate access to the Website for violations of these Terms.

7. Disclaimer of Warranties

The Website and Services are provided on an “as is” and “as available” basis. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not guarantee that the Website will be uninterrupted, error-free, or secure.

8. Limitation of Liability

To the fullest extent permitted by law, Maxim Naumov or his representatives, employees, volunteers, and so on shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of or related to your use of the Website, donations, or purchase of Merchandise. Our total liability for any claim shall not exceed the amount you paid to us through the Website in the twelve (12) months preceding the claim.

8.1 Third-Party Links

Certain content, products and services available via our Service may include materials from third parties. Third-party links on this site may direct you to third-party websites that are not affiliated with us. We are not responsible for examining or evaluating the content or accuracy and we do not warrant and will not have any liability or responsibility for any third-party materials or websites, or for any other materials, products, or services of third parties. We are not liable for any harm or damages related to the purchase or use of goods, services, resources, content, or any other transactions made in connection with any third-party websites.

9. Indemnification

You agree to indemnify and hold harmless Maxim Naumov from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising out of your use of the Website or violation of these Terms.

10. Privacy

Your use of the Website is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.

11. Changes to These Terms

We may update these Terms from time to time. Any changes will be effective when posted on the Website. Your continued use of the Website after changes are posted constitutes acceptance of the revised Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the applicable jurisdiction determined by Maxim Naumov, without regard to conflict of law principles.

By using the Website, you acknowledge that you have read, understood, and agreed to these Terms of Service.

QUESTIONS AND SUGGESTIONS

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